Category Archives: Health Insurance

Stem Cell Banking Information For Pregnant Women

Stem cell banking is a trend that is catching up in different parts of the world. Stem cells from umbilical cord blood are collected at the time of delivery when the cord connecting the baby to mother is cut.

Stem cell therapy has the potential to radically change the treatment of human disease. Cord blood technology has been used in the US since 1990. Parents and guardians are increasingly seeking to store their children’s stem cells as an insurance policy against future life-threatening diseases.

Stem cells have the potential to grow into any other type of cells. They are the building blocks of the blood and immune system that can reproduce into other cell types, including heart, muscle and nerve. Within a few weeks, 300 people have approached us for information on stem cell banking.

Umbilical cord blood stem cells have been used over the years in an increasing number of treatments including leukemia, malignant tumors, blood disorders, red cell disorders and more.

Currently research in the use of stem cells to treat more than 85 diseases is being undertaken. Stem cells are the natural repair kit of the human body. In the last few years, more than 10,000 patients in over 150 countries have been treated with cord blood stem cell transplants.

Europe’s largest stem cell banking company, Cryo-Save, also launched operations in India recently. The company sees huge potential in this business and has has invested in 10 stem cell storage banks. The company is offering a stem cell storage kit at Rs.75,000 (about USD 1500) that includes the cost of collecting stem cells at the time of delivery to processing and preserving it for next 21 years. The company has also tied up with several hospitals and gynecologists to make expecting mothers aware about the benefits of stem cell therapy.

We believe similar companies operate in US also, though the costs maybe higher. While it is hard to plan much ahead in life, it looks like there are couple who are ready to spend and buy this “stem cell banking” insurance for their kids future health. As always, please ask questions before opting for any service, and insist of clear answers in layman’s terms, and get all agreements in writing.

Worldclass Surgery in India with Wockhardt Hospital

Many uninsured people from North Americans and Europe are now choosing to go overseas for advanced surgery at a fraction of the cost in US. Wockhardt Hospital in Bangalore is one state of the art facility at which is now a preferred destination for American patients looking for advanced Cardiac, Orthopedic and Spinal Surgeries.

An associate hospital of Harvard Medical International (HMI), Boston, USA, this hospital is equipped with latest technology, multi-disciplinary capability, world class infrastructure and excellent patient care ambience and processes.

While the patients undergo medical treatment, their companions who accompany them are able to appreciate the services offered at top Indian hospital from a different perspective.

In this video, some companions of American patients talk about their positive experience – of how it was initially a tough decision to come to India, which finally proved a very beneficial and fulfilling one For more details visit

Innovative Continuous Glucose Monitoring System

For many diabetics, keeping their blood sugar in check is a constant battle of highs and lows. Here’s an interesting video on cutting edge Glucose Monitoring. Through a sensor under your skin, a transmitter sends a wireless signal from the sensor to a receiver constantly displaying the latest blood sugar level. You can also download the glucose monitoring charts. Health Insurance is probably not covering this yet.

All said, in most cases, there is still the “not so cutting edge” way to keep the blood sugar levels low – basic exercise like walking and jogging.

3 main types of Diabetes

Diabetes seems to be getting more common among the current population — lifestyle must have a role in it — though it’s still under research.

There are three main types of diabetes. Type 1 diabetes , usually diagnosed in children and adolescents, occurs when the pancreas is unable to produce insulin. Insulin is a hormone that ensures body energy needs are met.

Approximately 10% of people with diabetes have Type 1 diabetes.

The remaining 90% have Type 2 diabetes , which occurs when the pancreas does not produce enough insulin or when the body does not effectively use the insulin that is produced. Type 2 diabetes usually develops in adulthood, although increasing numbers of children in high-risk populations are being diagnosed.

A third type of diabetes, gestational diabetes, is a temporary condition that occurs during pregnancy. It affects approximately 3.5% of all pregnancies and involves an increased risk of developing diabetes for both mother and child.